Built on
better ways.

Princeton Financial Services is an integrated investment house with deep expertise in property, driven by one relentless desire: finding a better way.

12

YEARS of Experience

“If a better way exists, we’ll find it. If it doesn’t, we’ll invent it”

George Galladah, Co-founder & Chief Executive

Princeton Property Income Fund (PPIF)

PPIF delivers top-tier governance, credit, and risk management, ensuring consistent, impressive returns. It simplifies investing with a capital-stable, diverse portfolio of short to medium-term first mortgage residential development loans.

*Princeton Financial Services manager rating

Lending

Better ways to manage risk.

Our experience provides the ideal lending facilities for construction, developments, landbanks and preferred equity.

Developments

Better ways to improve living.

Our passion for quality is the foundation of every aspect of our
approach to development, driving innovation.

Fund Management

We invest in better investing.

Our performance is built on deep expertise and superior risk management, yet fuelled by desire to innovate and improve.

“Our word is our bond. We do what we say we will”

Craig Anderson. Executive Director

Princeton Investment Fund Series

Achieve your financial goals with Princeton’s Investment Fund Series, designed exclusively for wholesale investors. Target attractive returns with the security of first mortgages in our Property Income and Debt Funds, or pursue capital growth through direct equity investments in our Equity Fund Series. We offer flexible investment options to meet your individual needs and risk profile.

Princeton Property Income Fund

(Diversified Portfolio)

Targeted return pa.*, being the Cash Rate plus 6% first mortgage
0 %

First Mortgage Secured Investment
Duration: 12 Months, 6 months thereafter
Distributions: Monthly

Princeton Debt Fund Series

(Contributory CRED)

Targeted return: pa.*
10- 0 %

First Mortgage Security
Duration: 6 to 24 Months
Distributions: Monthly

Princeton Equity Fund Series

(Contributory Equity)

Targeted return pa.*, being the Cash Rate plus 6% first mortgage
0 % IRR

Duration: Project dependent

Our Success Stories

At Princeton we focus on finding the better way for investors, developers and our community.

1 Villawood Place, Villawood NSW 2163
Construction of one hundred and sixty-one (161) apartments and eight (8) shops.
Residential Development
3-5 Arncliffe Street, Wolli Creek NSW 2205
Construction of fifty-one (51) apartments.
Residential Development

134-138 Campbell Pde, Bondi NSW 2026

Construction of eight (8) luxury apartments and one (1) shop. 
Residential Development
15-21 Barwon Park Road St Peters NSW 2044
Construction of eight (8) luxury terrace houses.
Residential Development

Princeton Financial Services have an extensive portfolio of funded and developed projects

“We provide reliability in an unreliable world”

Michael Fardoulis, Head of Distribution – Investor Products

Thoughts and Opinions

Opinions

Private Credit. Is it safe?

Private Credit. Is it safe? Australia has had numerous financial sector inquiries over the years, addressing various aspects of the financial services sector. These include Royal Commissions, parliamentary inquiries, and independent reviews. Some notable ones are: The Campbell Inquiry (1979-1981): Examined deregulation and competition in the financial sector The Wallis Inquiry (1996-1997): Focused on the financial system’s structure and regulation.

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Opinions

The Art of Lending

A lot has been said in recent times about the growth of Private Credit as a worldwide phenomenon. This growth stems from regulatory controls imposed on Banks in OECD countries following a series of agreements known as the Basel Accords that were entered into by each of the respective Central Banks in these nations. Over the past few years, we

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Opinions

Flawless Design + Precision of Execution = Consistently High Performance

In investing, as in high-performance vehicles, one number often captures the eye: for a car, it’s top speed; for an investment fund, it might be total return. At first glance, both numbers appear to showcase potential—one for speed, the other for profitability. But as they say, “the devil is in the detail.” Without understanding what goes on behind the scenes,

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Disclaimers: This information has been prepared and issued by (Investment Manager, Princeton Financial Services Pty Limited ACN 160 484 551 AFSL 429511) as investment manager of (Princeton Property Income Fund) and is only for the use of persons who are wholesale clients within the meaning of section 761G or 761GA of the Corporations Act 2001 (Cth (“Corporations Act”). The Trust Company (RE Services) Limited ACN 003 278 831, AFSL 235 150 is the trustee and issuer of units in the Fund. The information in this is not available to any person who is a retail client within the meaning of section 761G or 761GA of the Corporations Act. It is general information only and is not intended to provide you with financial advice, and has been prepared without taking into account your objectives, financial situation or needs. You should consider the information memorandum, available request via our website (www.princetonfs.au/contact-us), prior to making any investment decisions.
If you require financial advice that takes into account your personal objectives, financial situation or needs, you should consult your licensed or authorised financial adviser. This information is only as current as the date indicated, and may be superseded by subsequent market events or for other reasons. To the extent permitted by law, no liability is accepted for any loss or damage as a result of any reliance on this information. All investments contain risk and may lose value.

Neither the Investment Manager. nor any company in the Perpetual Group (Perpetual Limited ABN 86 000 431 827 and its subsidiaries) guarantees the performance of any fund or the return of an investor’s capital.

Neither Princeton nor Perpetual give any representation or warranty as to the reliability or accuracy of the information contained in this information.

Effective return calculation assumes that the cash rate remains constant at 4.35% p.a. for a 12-month period and distributions are reinvested (EAY=(1+r/n)n−1).

The rating contained in this document is issued by SQM Research Pty Ltd ABN 93 122 592 036 AFSL 421913. SQM Research is an investment research firm that undertakes research on investment products exclusively for its wholesale clients, utilising a proprietary review and star rating system. The SQM Research star rating system is of a general nature and does not take into account the particular circumstances or needs of any specific person. The rating may be subject to change at any time. Only licensed financial advisers may use the SQM Research star rating system in determining whether an investment is appropriate to a person’s particular circumstances or needs. You should read the product disclosure statement and consult a licensed financial adviser before making an investment decision in relation to this investment product. SQM Research receives a fee from the Fund Manager for the research and rating of the managed investment scheme.