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<span>About Author</span>Justin Workman
About AuthorJustin Workman

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The perils of short term thinking in business – JUL 2022

The perils of short-term thinking in business. “Short-termism”. I like gardening and when I plant something new, I tend to overly look after it for…
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Why buy a unit and not a house in 2022-2023 – JUN 2022

Why buy a unit, villa, or townhouse instead of a freestanding house in 2022-2023? Before answering this compelling question, we must look back over the…
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Leadership-What is it and why is it so important – MAY 2022

Leadership. What is it and why is it so important in business? Leadership in business is like an airline pilots check list – critical to…
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Risk Management – What is it and why is it so important? – APR 2022

In 1995, the commercial mortgage fund that I was managing past $1billion in funds under management (on its way to nearly $3 billion by 2003)…
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Fractional Reserve Banking – Money Lending and Personal Debt – MAR 2022

1. How is money made using Fractional Reserve Banking? 2. The Morality of Money Lending – past and present. 3. Taking responsibility for personal debt.…
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The benefits of competition in financial services+continuing innovation – FEB 2022

1. What are the benefits of continuing competition in the financial services sector? 2. How is future competition assisted through continuing innovation in product offerings…
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The rating contained in this document is issued by SQM Research Pty Ltd ABN 93 122 592 036 AFSL 421913. SQM Research is an investment research firm that undertakes research on investment products exclusively for its wholesale clients, utilising a proprietary review and star rating system. The SQM Research star rating system is of a general nature and does not take into account the particular circumstances or needs of any specific person. The rating may be subject to change at any time. Only licensed financial advisers may use the SQM Research star rating system in determining whether an investment is appropriate to a person’s particular circumstances or needs. You should read the product disclosure statement and consult a licensed financial adviser before making an investment decision in relation to this investment product. SQM Research receives a fee from the Fund Manager for the research and rating of the managed investment scheme.