“I should have bought that house five years ago. It’s now gone up 20%. If only I knew.” Property prices will always rise and fall but never in a neatly defined cyclical pattern. That’s why understanding property cycles is important if you buy and sell property - even if it’s only a [...]

What caused the GFC? What are the lessons from the GFC for both Lenders and Fund Managers? In a nutshell, a US housing price surge in the very early part of the 21st century saw unsophisticated, uncreditworthy, low income “sub-prime” borrowers’ binge on US real estate with investors globally developing “bubble blindness” [...]

How do you get your construction or development loan approved quickly and efficiently? When I was undertaking my final high school studies in the mid-70s, I asked my teacher which “modern history” topics would be on the exam paper. Her response was that she did not know, but she said to me - [...]

Pooled V’s Contributory commercial mortgage funds - In 2021 which is best and why? Evolution is not the exclusive domain of living things such as plants and animals and humankind itself. Importantly, evolution also extends to things that we humans make as well as systems and processes that we develop. Whilst natural evolution [...]