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Flawless Design + Precision of Execution = Consistently High Performance
In investing, as in high-performance vehicles, one number often captures the eye: for a car, it’s top speed; for an investment fund, it might be…
Reducing 3pc Home Loan Bank Buffer
Australian household debt has been consistently growing over the past decade partially as a result of low to moderate interest rate settings following the GFC…
Stretch your dollar further
For many Australian families, the preparation of a household budget is accompanied by much wailing and gnashing of teeth. Times are tough in suburbia and…
Separating Fact from Fiction
Recently I read a quirky little book called Don’t Swallow Your Gum. While the title of the book gives little away, the sub-title says it…
The Happiness Equation
Most scientific laws can be expressed in concise mathematical equations such as Einstein’s E=mc2. These equations underpin universal laws which describe how the physical universe…
The Morality of Money Lending
Moneylenders have always had an image problem. In biblical times, “usury” (money lending at high interest rates) was viewed as an inherently evil activity and…